MOOSE Mortgage's Blog

Mortgage Deferral & Interest Only loan restructure options for customers affected by Covid-19
Home Loans

Mortgage Holidays & Interest Only – What You Need To Know

As you’ve probably seen on the news or heard from a friend or family member, banks are now providing relief options for those that have been affected by Covid-19. Most banks are now providing a mortgage holiday of up to 6 months for their customers however the 6 month payment holiday is not interest free.

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Home Loans

The Pros & Cons of 5 – 20% Deposit Home Loans

You may have heard through the grapevine that banks are now opening the doors to first home buyers with below a 20% deposit. Yes this is true if your income and expenditure can meet the banks serviceability requirements. What are the pros of securing your first home with above 80 – 95% lending or a

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Home Loans

An introduction to LVRs (Loan to Value Ratios)

For some of you the first question to this heading might be “What is an LVR?

An LVR otherwise known as a Loan to Value Ratio provides the bank with a threshold to the amount of debt they can lend you vs the value of what the property is worth.

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